Get a Mortgage Pre-Approval
An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range, or worse yet, you get approved for your largest and longest running debt and it doesn’t align to your long-term goals. If your mortgage is not optimized to grow your wealth, then it’s growing wealth for someone else.
That’s why I recommend getting a Home Transition Plan & Pre-Approval from Richard de Chevigny. His pre-approval process is designed to not only get you a great mortgage, but ensures that you are educated in making the best decision for you and your family. There are three advantages to getting a pre-approval from Richard de Chevigny:
- You get a side-by-side comparison of different mortgage options, showing you the true cost of each option, as well as showing you how your net-wealth is affected by each option over different periods of time.
- It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
- It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer.
Click Here To Complete An Application And Get Pre-Approved
How Much Home Can You Afford?
Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. My clients can get a fully underwritten pre-approval within 1 day of providing all the required documents.
By knowing what you can afford, you can confidently shop within that price range and show prospective sellers that you are ready to buy, often improving your chances of an accepted offer.
Find Out How Much You Can Afford By Clicking Here
You can get more information about the mortgage pre-approval and the difference a True Mortgage Planner can make for you by going to our partners website at https://www.richardd.ca.